THE FULL LEDGER
Every feature, entered and balanced.
What ships today — no roadmap promises, no asterisks.
01 · CAPTURE
Your paperwork, without the work
Photograph anything
Receipts, invoices, statements — snap them on your phone or drag them into the portal. AI vision reads the vendor, date, VAT and total in under a second.
Email that reads itself
Connect Gmail or Outlook with read-only access. The agent finds receipts and subscriptions — including HTML-only ones with no attachment — and drafts them for review.
WhatsApp & SMS in
Send a photo from the van. Replies and queries reach you on the channel you actually check.
Duplicates never post twice
Same receipt from two channels? The platform holds the duplicate and asks — it never silently double-counts your expenses.
02 · BOOKS
A proper ledger underneath
True double-entry
Every transaction is a balanced debit and credit in a real ledger with UK nominal codes — not a category in a shoebox app. Your accountant files from the same books you see.
Confidence-scored drafts
Each AI draft carries a confidence score and queues lowest-first for human review. You can set the automation level per account; “fully manual” is always available.
Live reports
Profit & loss, balance sheet and trial balance, always current. Click any figure to see the transactions behind it.
Self Assessment mapping
Entries are tagged to SA103 boxes as they’re approved, so year-end is an event, not an archaeology dig.
03 · GET PAID
Invoices that look after themselves
Quotes to invoices
Send a branded quote; when it’s accepted it becomes the invoice. Reusable templates for the jobs you price every week.
Card payment built in
Every invoice carries a pay-online link. Customers can accept, query, or pay by card on a page carrying your logo and colours.
Polite, persistent chasing
The agent nudges late payers on a gentle cadence — day 3, 7 and 14, only in working hours — and stops the instant payment lands.
Know who owes you
An always-current view of outstanding, overdue and paid, with ageing — so awkward phone calls come with the numbers in front of you.
04 · TAX
Reliefs you didn’t know you had
Savings in pounds
Mileage, home-office, capital allowances, the trading allowance, pension prompts — read from your actual ledger and listed with the estimated saving.
A running tax estimate
Income Tax and National Insurance estimated through the year, so January is never a surprise.
MTD quarters, assembled
Making Tax Digital for Income Tax starts April 2026 for many sole traders. Your quarterly updates build themselves from approved entries; you review and file to HMRC.
Disallowables flagged
Entertainment, fines, personal splits — flagged as they arrive, not discovered in an enquiry.
05 · THE HUMAN LAYER
An accountant on every entry
Approve, correct, or query
Nothing posts without review. Your accountant can approve a draft, fix it, or send it back to you with a note — “was this dinner a client meeting?”
Messages and calls
A message thread with your practice, and call invites when something needs a proper conversation.
Payroll & CIS
PAYE payslips, RTI submissions, CIS deductions for construction — run by the platform, checked by people who do this all day.
Bank-grade security
Encrypted at rest, two-factor sign-in, full audit trail on every change, UK-focused. Your data is never sold.
THE COMPLETE LEDGER
All of it, numbered. Nothing left out.
61 features, indexed like a chart of accounts. If it isn’t on this list, we haven’t built it yet — and we won’t pretend otherwise.
Capture
8 entries- 1010
Photo receipt capture
Snap or drag in — AI reads vendor, date, VAT and total in under a second
- 1020
Bank statement upload
PDF or CSV, extracted line by line
- 1030
Gmail scanning
Read-only connection finds receipts, invoices and subscriptions
- 1040
Outlook / Microsoft 365 scanning
The same, for Microsoft mail
- 1050
Inline receipt reading
HTML-only email receipts with no attachment still get captured
- 1060
AI categorisation
What each payment is for, with a written rationale and recurring detection
- 1070
Duplicate shield
File, draft and invoice level — duplicates are held and asked about, never auto-posted
- 1080
Document vault
Original documents stored and viewable beside every entry
Books
9 entries- 2010
True double-entry ledger
Balanced debits and credits — the books your accountant files from
- 2020
UK nominal codes
A proper chart of accounts, editable when your trade needs it
- 2030
Confidence-scored AI drafts
Every draft says how sure it is; doubtful items queue first
- 2040
Human review queue
Approve, correct or reject — nothing counts until a person says so
- 2050
Query-back notes
“Was this dinner a client meeting?” — questions linked to the exact entry
- 2060
Automation policies
Per-account levels from fully manual to auto-post with confidence and materiality thresholds
- 2070
Live reports
Profit & loss, balance sheet and trial balance, always current
- 2080
Drill-down to transactions
Click any figure to see what’s behind it
- 2090
Statement balance checks
Computed balances checked against your statement’s closing figure
Get paid
10 entries- 3010
Branded quotes
Priced, sent and tracked from the platform
- 3020
Quote templates
Reusable presets for the jobs you price every week
- 3030
Quote → invoice conversion
Accepted quotes become invoices without retyping
- 3040
Counter-offers
Customers can accept, decline or counter on the portal — you stay in control
- 3050
Invoice PDFs in your brand
Your logo, colours and footer on every document
- 3060
Pay-online portal
Card payment on every invoice via Stripe
- 3070
Polite payment chasing
Day 3, 7 and 14, working hours only — stops the instant payment lands
- 3080
Money-owed tracker
Outstanding, overdue, viewed and paid, with ageing
- 3090
One-touch paid posting
Paid invoices post to the ledger once — cash-basis, never double-counted
- 3100
Brand & document designer
Logo upload, brand colour, invoice accent and footer with live preview
Tax
8 entries- 4010
Tax savings finder
Unclaimed reliefs read from your actual ledger, listed in pounds
- 4020
Mileage & home-office
Simplified-expenses reliefs worked out for you
- 4030
Capital allowances & AIA
An asset register that turns purchases into allowances
- 4040
Disallowables flagged
Entertainment, fines and personal splits caught as they arrive
- 4050
Running tax estimate
Income Tax and National Insurance estimated through the year
- 4060
SA103 mapping
Entries tagged to Self Assessment boxes as they’re approved
- 4070
MTD quarterly updates
Making Tax Digital updates assembled from approved entries; you review, then file to HMRC
- 4080
Pension & allowance prompts
Trading allowance and pension opportunities surfaced before year-end
Payroll & CIS
6 entries- 5010
PAYE payroll
Pay runs with payslip PDFs for your team
- 5020
RTI submissions
FPS and EPS built for HMRC’s Real Time Information
- 5030
CIS deductions
Subcontractor tracking with deductions at source
- 5040
CIS returns & statements
Monthly returns and subcontractor statements
- 5050
Counterparty hub
Employees, subcontractors, suppliers and customers — sensitive details encrypted
- 5060
Recurring schedules
Regular payments recognised and expected
Practice & people
8 entries- 6010
A named accountant
Your books carry a person’s name, not a queue number
- 6020
Message threads
Ask questions in-app, linked to your actual numbers
- 6030
Bookable calls
Share a Meet or Teams link and time when it needs a conversation
- 6040
Multi-company switcher
Run more than one business from one sign-in
- 6050
Entity-aware workspace
Sole traders see Self Assessment; companies see Corporation Tax — never both muddled
- 6060
Team roles
Viewer to admin — staff see only what they should
- 6070
Consent-based linking
You mint a single-use code to invite your accountant — no one links to your books without it
- 6080
Accountant network
Vetted accountants and bookkeepers assigned per client, with clear scope
AI & integrations
6 entries- 7010
An assistant with your books open
Ask questions and get answers from your real ledger, not generic advice
- 7020
48 built-in agent tools
Reports, tax summaries, invoice chasing, reconciliation checks, “ask my accountant” and more
- 7030
Per-business skill toggles
Switch individual AI abilities on or off for each company
- 7040
Bring your own agent (MCP)
Connect Claude or another AI assistant to your books over the open MCP standard
- 7050
Scoped agent access
External agents get OAuth 2.1 tokens limited to exactly the tools you allow
- 7060
Notifications your way
In-app, email, WhatsApp or SMS
Security
6 entries- 8010
Two-factor sign-in
TOTP with recovery codes
- 8020
Encryption at rest
Sensitive fields carry their own field-level encryption
- 8030
Full audit trail
Every change to your books is recorded, with who and when
- 8040
Role-based access
Permissions enforced on every request
- 8050
Read-only email access
Mail connections can never send or delete — and disconnect in one click
- 8060
UK data handling
UK tax rules, GDPR, and your data never sold
One fee per tax year, paid monthly · £100 self-employed · £350 limited company
See it work
on your own paperwork.
Bring a receipt, an invoice and a bank statement to a 15-minute call — watch them become books while we talk.
£100 self-employed · £350 Ltd per tax year · paid monthly · no card today · cancel any time