How we surface tax savings — carefully

Most small businesses do not overpay tax because the rules are stacked against them. They overpay because legitimate claims quietly fall through the cracks: the mileage that was never logged, the use-of-home claim never calculated, the drill bought in March that nobody recorded as equipment, the pension contribution that would have been worth making before 5 April.

You do not fix that with aggressive tax planning. You fix it with attentive bookkeeping — and that is precisely what our platform is built to be.

Prompts, not promises

Because your records flow through the platform all year, patterns become visible while there is still time to act on them. The platform raises flags such as:

• Mileage. Regular fuel purchases but no mileage claim? You may be leaving the flat-rate deduction — 45p per business mile for the first 10,000 miles — unclaimed, or using the wrong method for your circumstances.
• Use of home. Trade income alongside no premises costs suggests you work from home; there are two recognised ways to claim for that, and choosing one beats claiming nothing.
• Capital allowances. Equipment purchases get spotted as they enter the books, so the question "expense, or capital allowance?" is asked when the receipt arrives — not remembered, or not, a year later.
• Pension prompts. Personal pension contributions can reduce a tax bill, and company arrangements have their own possibilities. The platform reminds you the option exists while the tax year is still open; whether it suits you is a human conversation.

Here is the part we consider non-negotiable: every flag is a suggestion, and every suggestion is reviewed by a person before it becomes a claim. The same discipline that governs every entry in your ledger — AI drafts. AgentLedger validates. People approve. — governs relief suggestions too. Software is good at noticing; people are accountable for deciding.

Our claims philosophy

• Wholly and exclusively, honestly applied. We claim what the rules support and your evidence proves — the full amount of it, and not a pound of wishful thinking on top.
• No guarantees, because honest firms cannot give them. What any relief is worth depends on your circumstances, and rates and thresholds change — where they do, we check the current position rather than assume last year's.
• Evidence first. A claim you cannot support is a liability, not a saving. Because receipts and logs are captured as you go, the evidence exists before the claim does.
• Nothing exotic. No schemes, no artificial arrangements, nothing whose main design feature is that HMRC has not noticed it yet.

The result is unglamorous and valuable: the ordinary reliefs — the ones Parliament plainly intends small businesses to use — claimed consistently, on time, with paperwork behind them.

What happens when you ask for details

1. You tell us about the business. What you do, how you work (vehicle? home-based? equipment-heavy?), and how your records are kept now.
2. We confirm scope and price. In writing: what our service would cover for you and exactly what it costs. If we think we would add little in your case, we will say that too.
3. You decide. No payment is taken at this stage, and an enquiry is not an acceptance — it is just how you get the facts.

Ask for Details