Making Tax Digital for Income Tax, handled

Making Tax Digital for Income Tax is arriving on a fixed timetable: from April 2026 for sole traders and landlords with qualifying income over £50,000, and from April 2027 for those over £30,000. Qualifying income means gross income — turnover and rents before expenses — so more people are in scope than expect to be.

The obligations are concrete: digital records, a quarterly update to HMRC four times a year, and a final declaration after the year ends. None of it is difficult if your books are continuously up to date. All of it is miserable if they are not. Our whole service is built around keeping them continuously up to date — which is why we treat MTD not as an add-on but as a natural consequence of how we already work.

What we do for MTD clients

Digital records, without you doing the digitising. Photograph receipts, forward invoices, upload bank statements — from that moment your records are digital in the way MTD requires. There is no year-end conversion project because there is nothing on paper to convert.

Books that are always current. Every transaction is processed as it arrives under our standing model: AI drafts. AgentLedger validates. People approve. The AI proposes each ledger entry, the AgentLedger engine mechanically checks the double-entry, and a person signs it off according to your agreed review plan. Quarterly updates are therefore prepared from books a human has already approved — not assembled in a rush the week they are due.

Quarterly updates, reviewed then sent. When each update window opens, your summary is prepared from the approved ledger and checked by a person. Nothing goes to HMRC without your agreement — you stay the decision-maker, we make the decision easy.

Deadlines watched for you. The MTD calendar — updates due 7 August, 7 November, 7 February and 7 May under the standard quarters, then the final declaration by 31 January — is our job to track, and we prompt you well before anything falls due.

The year-end finished properly. Quarterly updates are simple summaries; the accounting judgements — capital allowances, use-of-home claims, private-use adjustments — happen once, at the final declaration. That is exactly where human review earns its keep, and where ours is concentrated.

Who should be talking to us about this

• Sole traders whose gross income is over £50,000 now, or trending toward £30,000 by 2027.
• Landlords with rental income that puts them in scope.
• CIS subcontractors over the threshold — MTD applies to you too, on top of the CIS paperwork you already carry.
• Anyone whose current "system" is a folder of receipts and good intentions, and who would rather fix that once than quarterly.

If you are under the thresholds, MTD does not apply to you yet — but the thresholds are due to keep falling, and records kept properly now cost nothing to keep compliant later.

What happens when you ask for details

1. You tell us about the business. What you do, your rough gross income from trade and property, and how your records are kept today — that is enough to establish when MTD catches you.
2. We confirm scope and price. In writing: what MTD requires of you specifically, what we would take on, and the exact price for it.
3. You decide. No payment is taken at this stage, and an enquiry is not an acceptance on either side.

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